The best AI’s answers.
A fraction of the bill.

The strongest AI model plans each job and checks every answer. Cheaper models do the bulk of the work. You get top-model quality for 9 to 25 times less, with a receipt on every job showing what you saved.

25×cheaper on code, 164 of 164 tests passed
9×cheaper on 80 contracts, as accurate as Opus
130×cheaper on repeat work

Most of an AI bill is reading

Long contracts, a year of supplier statements, thousands of claims, agents that reread the same files at every step. The cost grows with every page.

A frontier model reads all of that well, and charges for every word. Comb & Clover keeps it for the planning and the hard calls and hands the reading to open models that cost a small fraction as much. The arithmetic is done in code, and nothing is accepted until it passes the job's checks.

  • Long documents

    Reconciling a year of supplier statements against the ledger, Comb & Clover got the same answer as Opus for about 15% of the cost. A $1 million job becomes a $150,000 one.

  • Work that repeats

    The plan is written once and kept. Next month's batch skips that step and runs at worker prices.

  • Agents

    An invoice exception desk run as an Opus agent costs about 130 times more than the same desk run as a Comb & Clover plan, once the plan exists.

  • Small questions

    A quick one-off question goes straight to the frontier model, because that's cheaper. Comb & Clover makes that call for each job.

How a job runs

You upload the documents and say what you need. From there the work moves through four roles.

01The Queen

Writes the plan

A frontier model looks at a few samples and decides what to pull from each document, how to check it and how the results add up. You pay for this once per kind of job.

02Workers

Do the reading

A short tryout picks the cheapest open models that pass the job's checks. They read hundreds of documents at once. Sums and comparisons are left to code.

03Guards

Check every reading

Totals have to reconcile and two different models have to agree. When they don't, a stronger model reads it again, and only real stand-offs go back to the Queen.

04The foreman

Learns from each batch

Afterwards it looks at where the workers disagreed and sharpens the instructions, so the next batch needs fewer escalations.

What it's used for

We've measured the first four on real or exactly graded data. The last two run on the same engine but haven't been benchmarked yet, and are marked that way.

Legal · M&A due diligenceMeasured

Contract portfolio review

Go through every customer and supplier agreement in a data room and pull out governing law, change of control, exclusivity, non-compete, assignment and renewal terms, quoting the clause each answer came from.

About $113,000 per $1 million of Opus spend.
Measured on 80 real contracts (CUAD): 286/320 correct vs Opus 284/320.
Finance · month-end closeMeasured

Supplier statement reconciliation

Match a year of supplier statements against the ledger and find the missing invoices, the keying errors and the duplicates before month-end.

About $150,000 per $1 million of Opus spend, and close to nothing on repeat runs.
Measured on a year of statements (165k tokens): both exact.
Accounts payableMeasured

Invoice exception desk

Match each invoice to its purchase order and goods receipt, apply your payment policy, and mark it pay, hold or escalate, with the reason written down.

About $8,000 per $1 million of Opus agent spend, once the plan exists.
Measured on 30-invoice batches: all correct.
Expenses · field operationsMeasured

Receipts, dockets and scans

Read phone photos and scanned pages. If the line items don't add up to the total, the reading is thrown out and done again.

About $333,000 per $1 million of Opus spend.
Measured on 95 real receipt photos (CORD): 93/95 correct vs Opus 92/95.
Insurance · claimsNot yet measured

Claims intake and triage

Pull policy numbers, dates, amounts and loss details from claim forms, photos and repair quotes, check them against the policy schedule, and send anything that doesn't fit to an adjuster.

Works the same way as the receipts and invoice jobs above.
Procurement · risk & complianceNot yet measured

Vendor onboarding and KYC

Check each supplier's certificates, registrations, insurance and bank letters for expiry dates and names that match your vendor file, and list what's missing.

Works the same way as the contract review above.

Compared with Opus on its own

Take work that would cost $1 million a year with Opus doing it alone. This is what the same work costs through Comb & Clover, based on the cost ratios we measured.

For every $1,000,000 of Opus spend onComb & Clover costsYou save
Contract review$113,000$887,000
Statement reconciliation$148,000$852,000
Receipts and scanned documents$333,000$667,000
Invoice exception desk, repeat batches$8,000$992,000

Projected from the measured runs below. Real costs depend on document length and how often the work repeats.

The runs behind it

Real runs at what they were actually billed. The bar shows Comb & Clover's cost as a share of Opus doing the same job alone.

JobAccuracyOpus aloneComb & CloverComb & Clover vs Opus
80 real contracts, checked against lawyers' answers286 vs 284 of 320$4.41$0.50
9× cheaper
95 real receipt photos93 vs 92 of 95$0.84$0.28
3× cheaper
A year of supplier statements vs the ledgerboth exact$1.00$0.15
7× cheaper
30-invoice exception desk, each repeat batchboth exact$0.79$0.006
130× cheaper
95 receipts as text, a small one-off job91 vs 95 of 95$0.09$0.10
Opus wins
Comb & CloverOpus alone

Opus wins the last one, which is why small one-off jobs go straight to it. The savings come from volume.

What finance and IT will ask

Can we trace an answer?

Yes. For every document there's a record of which model read it, which checks it passed, where models disagreed and what settled it.

Will the cost surprise us?

Every job is priced before it runs, next to what Opus alone would cost. Escalations to the frontier model stop at a fixed budget.

What happens to our data?

You can run on your own model account so usage is billed to you. Nothing you send is used for training unless you switch that on.

Does it fit our systems?

It connects read-only to Google Drive, SharePoint, Gmail, Slack, Salesforce, Xero, Snowflake and others. There's an API, and it takes PDFs, scans, Word, Excel, CSV and images.

Are we tied to one model?

No. Workers are picked per job from open models across several providers. When a cheaper one passes the tryout, it takes over.

Does it get cheaper?

Plans and finished work are reused, so running a job a second time costs less than the first. With your permission, checked results can train specialist workers for your regular jobs.

You pay a share of what you save

Before each job you see what Opus alone would charge. A Comb & Clover job costs 35% of that. Small jobs that go straight to the frontier model are charged at cost plus a small fee.

If you use your own model account, you pay the provider directly and Comb & Clover charges a platform fee.

Example: contract review
Opus alone$1,000,000
You pay Comb & Clover$350,000
You keep$650,000
Cross-Pollinate

Let the best AIs work a question out together

Ask Claude and ChatGPT the same thing and you get two answers and the job of deciding between them. Cross-Pollinate does that part for you.

Each model answers on its own first. Then they read each other's answers, challenge the weak points and revise. A model that took no part writes the final answer, says how confident it is, and lists anything they still disagree on, with the stronger case for each side.

Use it for decisions where being wrong is expensive: a policy, a vendor choice, a legal reading, a strategy call. It costs more than asking one model, usually between 5 and 60 cents a question.

Try Cross-Pollinate
A real run: 34 seconds, $0.06
Should a 20-person accounting firm move its files to SharePoint or Google Drive, and what's the biggest risk?
Both agree: SharePoint, for its Excel integration and finer permissions. The biggest risk is misconfigured permissions exposing client files.
  • Still disagree: whether to name a specific Microsoft licence. Stronger case: Claude, because the compliance tools come with it.
  • Changed minds: Claude adopted ChatGPT's point about wrong-client exposure; ChatGPT adopted Claude's on Excel macros and timing the move away from tax season.

Try it on your next big batch

Run a job